TERMS & CONDITIONS

Effective Date: August 5, 2026

Embodied Divine Immersion (“the Program”) is offered by:

Beneath the Sand, Inc. Registered Agent: INCORP SERVICES, INC. 1500 N Grant St, Ste B Denver, CO 80203 United States Email: support@kenwstone.com Phone: +1 (970) 792-5283

By registering for the Program, you agree to the following Terms & Conditions.

1. Eligibility

By registering, you confirm that you are at least 18 years of age and legally able to enter into this agreement.

2. Nature of the Program

The Program is provided for educational and spiritual development purposes. It is not therapy, medical treatment, psychological counseling, financial advice, or legal advice. Participation does not create a therapeutic, medical, or professional services relationship. No outcomes are promised or guaranteed. You remain responsible for your own wellbeing, including your physical, emotional, psychological, and spiritual health.

3. Program Delivery

The Program is a 12-month virtual program beginning with orientation on Monday, August 17, 2026. It includes live online sessions across five recurring circles, session recordings, self-study materials, and other resources, as described on the Program page at the time of registration. The Program is delivered virtually through third-party online platforms. If your registration is completed after any live sessions have taken place, your purchase provides access to available session recordings. The no-refund policy applies regardless of when registration occurs.

4. Technical Requirements & Access

Participation requires a stable internet connection, a compatible device, and the ability to access the designated platforms. Attendance, replay access, and delivery of materials are dependent upon third-party platform functionality, successful recording capture, and your ability to access the internet. Beneath the Sand, Inc. is not responsible for technical issues outside of its reasonable control, including but not limited to: internet connectivity issues, platform outages, email delivery delays, device incompatibility, and disruptions in recording capture. Replays and materials are hosted in password-protected online platforms and require internet access.

5. Library & Replay Access

All live sessions are recorded. During your Program year, you have access to the complete archives of the Immersion circles and the included self-study libraries, and you may download the contents of your library – including the complete circle archives – exclusively for your personal, private use.

After your Program year concludes, the recordings of the live sessions from your year, along with the self-study programs, remain in your online library. Before losing online access, you would be notified by email at the address you register with, provided you remain active in our email database. Access extended beyond your Program year is offered as a courtesy and does not create an ongoing obligation. Beneath the Sand, Inc. reserves the right to change hosting platforms, delivery systems, or access methods at its discretion.

6. Personal Use License

Your registration grants you a limited, non-transferable license to access and view Program recordings and materials for your personal, private use only during the access period. You may not reproduce, distribute, share, publicly display, upload, record, copy, modify, publish, transmit, or resell any portion of the Program, recordings, or materials. Program materials are not for use in your own client or teaching work.

7. Household Participation and Transfers

Registrations are non-transferable. A single household may participate together under one registration. Login credentials may not be reassigned, resold, or transferred to another individual or account.

8. Recording & Participation

Sessions will be recorded. If you turn on your camera, microphone, or participate verbally, your voice and image may be captured as part of the group recording. You may participate with camera and microphone turned off. Recordings may be used for replay access and future educational use.

9. No Refund Policy

All registrations are final and non-refundable.

Limited Exception – Accidental Duplicate Purchase: If you unintentionally purchase more than one registration for the same Program, you must notify support@kenwstone.com within 7 days of purchase. If verified as an unintended duplicate purchase, any duplicate registrations beyond one will be refunded. Refunds will be initiated within 10 business days of confirmation. Processing time thereafter depends on your financial institution. No other refunds will be provided.

10. Payment Plans

You may register with payment in full or through one of the payment plans offered at registration. The plan you select is your election, and it is a commitment to the full exchange for the Program – a payment plan is not a subscription. By selecting a payment plan, you agree to complete all scheduled payments as a condition of registration.

Enrollment is not dependent on participation or outcomes, and the Program is not offered on that basis. Pausing or stopping your participation does not reduce or release your remaining balance. Failure to complete all scheduled payments does not entitle you to a refund of payments already made, and may result in suspension of access until the remaining balance is fulfilled. If a scheduled payment cannot be charged, you agree to provide an updated payment method promptly. Your remaining balance stays due in full.

11. Private Sessions

Where your registration includes private sessions: each session is 60 minutes, conducted virtually (audio only), and recorded for your personal reference. Sessions are for the registrant only, are non-refundable, are scheduled according to Ken’s availability, and are to be used during your Program year.

12. Rescheduling

If Beneath the Sand, Inc. must reschedule any portion of a Program due to illness or circumstances beyond reasonable control, participants will be notified and provided with updated scheduling. If rescheduling is not reasonably possible, Beneath the Sand, Inc. may, at its discretion, provide credit or alternate access.

13. Assumption of Responsibility

By participating in the Program, you acknowledge that experiential work may bring forward a wide range of emotional, psychological, spiritual, or physical responses. You participate voluntarily and remain responsible for your own experience, including seeking appropriate support or care when needed.

14. Release, Waiver, and Hold Harmless

By participating in the Program, you agree to release, waive, and hold harmless: Beneath the Sand, Inc., Ken W. Stone, and their officers, employees, contractors, agents, representatives, affiliates, successors, and assigns from any claims, liabilities, demands, actions, damages, losses, costs, or expenses arising out of or related to: participation in the Program, use of any recordings or materials, reliance on any content provided, emotional, psychological, spiritual, or physical responses, decisions or actions taken following participation, and technical interruptions or third-party platform disruptions. This release includes claims based on ordinary mistakes or negligence, to the extent permitted by law. This release applies whether such claims are known or unknown at the time of participation.

15. Limitation of Liability

In the unlikely event liability is established despite the release above, Beneath the Sand, Inc. shall not be liable for indirect, incidental, special, consequential, or punitive damages. Any liability that is legally determined shall be limited to the amount paid for the Program registration.

16. Intellectual Property

All Program materials, recordings, and content remain the intellectual property of Ken W. Stone and Beneath the Sand, Inc. Unauthorized reproduction, distribution, or sharing is strictly prohibited.

17. Taxes

You are responsible for any taxes, VAT, duties, or governmental charges applicable in your jurisdiction.

18. Indemnification

You agree to indemnify and hold harmless Beneath the Sand, Inc. from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from: your violation of these Terms, your misuse of the Program or materials, your unlawful conduct, or your infringement of any intellectual property or third-party rights.

19. Class Action Waiver

You agree that any dispute or claim arising out of or relating to these Terms or the Program will be brought solely in your individual capacity. You waive any right to participate as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding.

20. Accessibility

Live sessions are conducted with live captioning and live translation enabled where available. Transcripts are included with replay access where available. If you have questions about accessibility, contact support@kenwstone.com.

21. Governing Law and Venue

These Terms are governed by and construed in accordance with the laws of the State of Colorado. Any dispute shall be resolved exclusively in the state or federal courts located in Colorado.

22. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

23. Entire Agreement

These Terms constitute the entire agreement between you and Beneath the Sand, Inc. regarding your registration and participation in the Program.